What is ECF?
Expand on the headings below to find out more about ECF, ECF2, CLASS and the IMR. You can also find a process flow of how the systems link at the bottom of the page.
The original version of The Electronic Claims File allows Lloyd’s carriers to review and respond to claims electronically for the first time, whilst enabling brokers to supply an entire claims file electronically to all insurers “on risk” at the same time.
The Electronic Claim File (ECF) is the combination of the Insurers’ Market Repository (IMR) and the Claims Loss Advice and Settlement System (CLASS). It enables carriers to review and respond to claim documents, claim data and claim financials in an electronic format.
ECF2 is the enhancement of The Electronic Claim File, allowing Lloyd’s & Company carriers to review and respond to claims electronically from one central system. For a more detailed view of the component parts of ECF2, visit the ‘ About ECF2′ and ‘ Technical’ pages.
The Claims Loss Advice and Settlement System (CLASS) is used by brokers to create new, and update existing, claim records with data and financials supplied by the client.
The Insurers’ Market Repository (IMR) is a document library allowing claim and policy documentation to be stored and linked back to policy and claim records created by the broker.